Mortgage Products

Mortgage Rates

Mortgage rates are the rate of interest charged on a mortgage. They are determined by the lender in most cases, and can be either fixed, stay the same for the term of the mortgage, or variable, fluctuate with a benchmark interest rate. Mortgage rates rise and fall with interest rates and can drastically affect the homebuyers' market.

Second Mortgages

Put simply, second mortgages are loans against the equity in your home. The amount available to homeowners for second mortgages depends on the equity they have in their home. Home equity is the value of your home minus all the debts you have against your home.

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